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328 Johnson Bayou Dr, Panama City Beach, FL 32407

$599,000
: 4
BD
: 3
BA
: 2,672
SqFt

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List Price: $599,000
Days on Market: 1
MLS#: 1014911
Status: ACTIVE
Type: Single Family Residential
Subtype: Detached Single Family
Bedrooms: 4
Bathrooms: 3
Full Bathrooms: 3
Living Area: 2,672
Lot Size: 7,405
Neighborhood: Beach - North Central

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Property Description

VA BUYERS -- ASSUMABLE 3.75% INTEREST RATE OPPORTUNITY. Welcome to 328 Johnson Bayou Drive in the highly desirable Breakfast Point community of Panama City Beach. This spacious 4-bedroom, 3-bath home with a dedicated office and separate dining area offers over 2,670 square feet of thoughtfully designed living space just minutes from the beach, Pier Park, and top-rated schools. One of the most valuable features of this home is the rare opportunity for qualified buyers to assume the existing VA mortgage at approximately 3.75%, potentially saving hundreds to over a thousand dollars per month compared to current interest rates. Inside, the home features an open-concept layout designed for both everyday living and entertaining. The kitchen flows seamlessly into the main living area and includes generous counter space, abundant cabinetry, and a large island perfect for gathering with family and friends. The flexible floor plan includes a dedicated office or flex room with French doors, ideal for working from home, a playroom, or additional guest space. A separate dining room provides a more formal setting for holidays and entertaining. See supplement for additional property and location details. The spacious primary suite offers a relaxing retreat with a large walk-in closet and an oversized shower. Three additional bedrooms and two full bathrooms provide comfortable space for family or guests. Located in the sought-after Breakfast Point neighborhood, residents enjoy sidewalks, parks, and easy access to Breakfast Point Academy. The location places you just minutes from the white sand beaches of the Gulf of Mexico, Pier Park shopping and dining, and convenient access to Panama City and the Navy base. Whether you're looking for a full-time residence, second home, or investment opportunity, this property offers the space, location, and financing advantage that are hard to find in today's market.

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Additional Information

Acres: 0.17
Appliances: Dishwasher, Disposal, Microwave
Style: Craftsman
Elementary School: Breakfast Point
High School: Arnold
Interior Features: Vaulted/Cathedral Ceilings, Kitchen Island, Split Bedroom
Legal Description: BREAKFAST POINT PHASE 2A LOT 55 ORB 4603 P 2042
Lot Dimensions: 60 x 125
Lot Features: Sidewalks
Middle School: Breakfast Point
Neighborhood: Beach - North Central
Parking Features: Guest
Community Features: No Short Term Rental, Playground
Stories: 1
Subdivision: Breakfast Point
Year Built: 2014
Zoning: Resid Single Family