Destin Homes under $500,000

Destin Homes under $500,000

Welcome to Destin, Florida—a picturesque coastal gem nestled in Okaloosa County, renowned for its stunning white-sand beaches and emerald-green waters. This vibrant city, often referred to as the “World’s Luckiest Fishing Village,” is not just a haven for anglers; it’s a thriving community brimming with family-friendly activities, delectable dining, and an array of outdoor adventures. Whether you’re strolling along the scenic boardwalk, indulging in fresh seafood at local restaurants, or enjoying water sports, Destin offers a lifestyle that perfectly blends relaxation and excitement.

For those seeking to plant roots in this idyllic locale, you’ll be delighted to discover a range of charming homes available for under $500,000. These properties offer an incredible opportunity to experience the coastal lifestyle without breaking the bank. From cozy condos with breathtaking ocean views to quaint single-family homes nestled in friendly neighborhoods, there’s something for everyone.

Imagine waking up to the sound of waves crashing and the sun shining bright, all while knowing that your dream home is just a stone's throw away from the beach. With a variety of options available, you can find a residence that suits your style, whether it’s a modern retreat or a charming cottage.

Destin’s real estate market is thriving, making it the perfect time to invest in your slice of paradise. Don’t miss out on the chance to call this beautiful destination home. Explore the possibilities today and discover why so many are choosing to embrace the Destin lifestyle!

Newest Destin Homes under $500,000

279 Mattie M Kelly Blvd Unit 279, Destin
$285,000
3 Beds ⋅ 3 Baths ⋅ 1013194 MLS
Discover convenient Destin living at 279 Mattie M Kelly Boulevard! Located in Old Bay Townhomes, this three-bedroom townhome offers approximately 1,543 square feet across two stories, plus a garage for parking and storage. Situated off Airport Road with easy access to Highway 98, the property puts Destin's beaches, shopping, dining, and harbor attractions within reach. Spend your days enjoying the Emerald Coast, exploring local shops, or dining at your favorite seafood restaurant before returning home. The three-bedroom layout provides flexibility for guests, a home office, or everyday living. With a central Destin location and space to make your own, this townhome is an inviting opportunity to enjoy the coastal lifestyle. Schedule your private showing today!

279 Mattie M Kelly Blvd Unit 279, Destin
3857 Indian Trl Unit 108, Destin
$228,900
1 Beds ⋅ 2 Baths ⋅ 1013196 MLS
Bayfront living--an opportunity that rarely becomes available. This beautifully updated first-floor 1-bedroom, 1.5-bath condo with a bonus room offers a turnkey opportunity in Destin, with thoughtful updates throughout and a fresh, modern feel. The condo has been fully remodeled with brand-new appliances, a new in-unit washer, new kitchen countertops, new flooring, a new bathroom vanity, and a new toilet. Located in a highly desirable bayfront setting, this first-floor residence offers the convenience of easy access with no stairs and a layout that provides more flexibility than a typical one-bedroom condo. Whether you're looking for a coastal getaway, investment property, or a place to call home, this beautifully refreshed condo is ready for immediate enjoyment. The enclosed porch adds valuable extra living space (bonus room) and offers easy walk-out access to the parking area, eliminating the need for stairs or elevators. A private storage unit is also included for added convenience. HVAC and water heater are approx. 5 years old! Residents enjoy access to a large community pool, generous parking, and a community room. Centrally located, this condo places you close to the new Publix, post office, Destin's renowned fishing harbor, and the area's iconic sugar-white beaches bringing the best of coastal living right to your doorstep.

3857 Indian Trl Unit 108, Destin
1040 E Hwy 98 Unit UNIT 310, Destin
$480,000
1 Beds ⋅ 2 Baths ⋅ 1013182 MLS
GULF-FRONT 1-BEDROOM! Sundestin 310 offers an exceptional opportunity to own a Gulf-front condo in the heart of Destin, combining direct Gulf views, deeded beach access, updated interiors, and a highly desirable resort setting. Whether you're looking for a vacation getaway, second home, or investment property, this one-bedroom residence with hall bunks offers the extra sleeping space buyers and vacationers are looking for. Inside, the condo features updated flooring and an updated kitchen, creating a fresh coastal feel that's ready to enjoy. The hall bunks add valuable sleeping capacity without sacrificing the main living space, while updated patio furniture makes the private balcony an inviting place to relax and take in the Gulf-front setting. Sundestin offers an impressive collection of resort-style amenities designed for owners and guests alike. Enjoy multiple swimming pools, including indoor and outdoor pool options, a splash pad, hot tub, sauna, and fitness center. The property also features an on-site restaurant and store, adding convenience for beach days and vacations without having to leave the resort. With direct Gulf views, deeded beach access, desirable amenities, and a prime Destin location, Unit 310 stands out as an excellent opportunity--especially as the best-priced Gulf-front one-bedroom currently available. This is a chance to secure a Gulf-front property with the location, functionality, and resort amenities that continue to make Sundestin a popular Destin destination.

1040 E Hwy 98 Unit UNIT 310, Destin
4080 Dancing Cloud Court, Unit 232, Destin
$289,900
2 Beds ⋅ 2 Baths ⋅ 949934 MLS
Just totally remodeled unit with all new flooring, appliances, fixtures, just repainted throughout. Well maintained complex with short walk to the beach access and proximity to shopping, entertainment and recreation. City Dog Walk Park and Recreation complex across the street. Great for an income investment or residence, solid rental hisory. City of Destin proposed Pickleball Court Complex, consisting of 12 Lighted Pickleball Courts, plus playground, basketball court, improved parking and new restrooms, along with two multi-use courts across Indian Bayou Trail from Indian Lakes. Seller intends to perform an IRC Section 1031 tax-deferred exchange and buyer will be required to cooperate in such an exchange.

4080 Dancing Cloud Court, Unit 232, Destin
628 Mountain Dr, Destin
$469,000
4 Beds ⋅ 3 Baths ⋅ 1013118 MLS
BRAND NEW ROOF! Welcome to this beautifully maintained single-level home located in the highly desirable Sea Hills neighborhood in the heart of Destin. Just minutes from the Destin Harbor, waterfront dining, shopping, entertainment, and the white sand beaches of the Emerald Coast, this spacious residence offers comfort, functionality, and exceptional outdoor living. This thoughtfully designed split floor plan features 4 bedrooms and 3 baths, including two primary suites with private en-suite baths, making it ideal for multi-generational living, guests, or a second-home retreat. Inside, you'll find fresh interior paint, crown molding, new light fixtures, a built-in desk & cabinetry, and a cozy natural gas fireplace that anchors the main living area. The spacious Florida room adds approximately 450 sq ft of additional living space and overlooks a backyard oasis. The kitchen is equipped with stainless steel appliances, granite counters, and a new kitchen sink. Home rewired 2025, roof 2026, refrigerator 2026, and a dishwasher 2025. The home also features two jetted tubs, a walk-in shower, an on-demand hot water heater installed in 2022, central heat & air with HVAC replaced in 2019, and a whole-house Generac generator for added peace of mind. Hurricane shutters and a fully irrigated lawn further enhance the property's convenience & durability. Outdoor living shines with approximately 520 sq ft of decking, outer deck lighting, and mature shrubbery providing privacy and a fully fenced backyard with room for a future pool addition. A gated boat pad offers secure storage for your boat or recreational vehicles. Perfect for enjoying the Destin lifestyle with easy access to the harbor and Gulf waters. With no HOA, abundant outdoor space, and a prime central Destin location, this move-in-ready property offers an outstanding opportunity as a primary residence, vacation home, or investment property. Only long-term rentals allowed--buyer to verify all information.

628 Mountain Dr, Destin
480 Gulf Shore Dr Unit 109, Destin
$369,000
1 Beds ⋅ 1 Baths ⋅ 1013098 MLS
RENOVATION-PERIOD INVESTOR OPPORTUNITY IN DESTIN POINTE Magnolia House 109 is a beautifully upgraded one-bedroom, one-bath residence featuring a designer kitchen, in-unit washer and dryer, and a private balcony overlooking lush tropical landscaping and one of the community's sparkling pools. This property comes fully furnished right down to the dishes. Located within one of Destin's premier coastal communities, Destin Pointe offers approximately 3,000 feet of beachfront, three pools, hot tubs, gated access, and a spectacular Gulf-facing infinity pool overlooking the emerald waters of the Gulf of Mexico. Magnolia House is currently undergoing an exciting modernization, See Photos: with reopening anticipated in March 2027, giving today's buyer the opportunity to purchase ahead of the building's refreshed debut. Previous Appraisal was $405,000 making Magnolia House 109 one of the most attractively priced opportunities currently available in Destin Pointe. Whether you are looking for a personal beach retreat, second home, or future vacation-rental investment, Magnolia House 109 offers an appealing combination of location, upgrades, amenities, and value. Buy ahead of the reopening and enjoy the next chapter of this Destin Pointe icon. Buyer to verify all information provided. Why Buy Now? Magnolia House is currently in the midst of an exciting transformation, with reopening anticipated in March 2027. For buyers willing to purchase during this temporary renovation period, Unit 109 presents an opportunity to secure a residence in Destin Pointe before the building's refreshed debut. The modernization of Magnolia House is expected to bring an updated coastal appearance, refreshed walkways, and a clean, modernized exterior while preserving its established location within one of Destin's most sought-after gated beach communities. For an investor or second-home buyer, the timing offers a unique advantage: purchase during the renovation period, prepare for reopening, and be positioned ahead of the 2027 spring and summer season. One of the most attractively priced opportunities currently available in Destin Pointe.

480 Gulf Shore Dr Unit 109, Destin
3191 Scenic Highway 98, Unit 314, Destin
$370,000
1 Beds ⋅ 1 Baths ⋅ 1013078 MLS
Enjoy the lovely view of the Gulf from your balcony. Beach access is just across the street. Tile floor and stylish decor make this condo a great place to vacation or $$$ rent out. Sleeps 6 thanks to the hall twin bunks and the sleeper sofa. Open floor plan and fully furnished. HVAC was replaced in July 2026 and the HWH was replaced in 2025. Seasonally heated swimming pool, hot tub, and community grill. Located on the Scenic 98 walking/bike path with many fun restaurants and attractions in the area. Buyer to verify all information.

3191 Scenic Highway 98, Unit 314, Destin
108 Gulf Winds Court, Unit 108, Destin
$344,900
2 Beds ⋅ 2 Baths ⋅ 1013047 MLS
Renovated and fully-furnished, this 2B/2B condo is steps from the beach on Destin's Holiday Isle. Brand new HVAC. Over-sized two car tandem garage offers room for vehicles and beach gear. Enjoy nearby Jetty East beaches and Norriego Point. Monthy HOA covers building insurance, water, garbage service and building maintenance. With its renovated interior, beach access and garage storage, this condo is ready to enjoy from day one. See this great investment today!

108 Gulf Winds Court, Unit 108, Destin
140 Sibert Ave Unit UNIT 5, Destin
$487,500
3 Beds ⋅ 3 Baths ⋅ 1012798 MLS
Welcome to The Oaks, a charming neighborhood nestled in the heart of Destin, FL. Perfectly positioned near the picturesque Destin Harbor, The Oaks offers unparalleled access to two of Destin's hidden gems: Captain Leonard Destin Park and Clement Taylor Park. These serene bayfront parks provide a tranquil retreat with stunning waterfront views, lush greenery, and recreational activities just steps from your front door. The townhomes at The Oaks boast an expansive 1,962 square foot floor plan, thoughtfully designed with 3 spacious bedrooms and 2 ½ luxurious baths. Each home is meticulously crafted with high-end finishes and modern amenities, including: Double Stacked Kitchen Cabinets, Calacatta Laza Quartz Countertops Throughout, Large Kitchen Island with Breakfast Bar,

140 Sibert Ave Unit UNIT 5, Destin
169 Bayou Dr, Destin
$249,000
2 Beds ⋅ 2 Baths ⋅ 1012784 MLS
Updated townhome in the heart of Destin with NO HOA! This 2-bedroom home features an open-concept main level, tile flooring downstairs, a fenced-in backyard and back porch, as well as 2 parking spaces. Recent improvements include all-new interior and exterior paint, and a brand-new refrigerator. Other major improvements include a new roof and hot water heater installed in 2021, and HVAC replaced in 2022. Conveniently located just east of Main Street and a short walk to Destin Main Street Park, featuring a bayou-front pier and dock for fishing. Enjoy easy access to Destin's beautiful beaches, harbor, restaurants, shopping and entertainment. Whether you're looking for a primary residence, second home or investment property, this centrally located Destin townhome is ready for its next owner. Buyer to verify all information deemed important.

169 Bayou Dr, Destin
215 Ann Cir Unit UNIT 3, Destin
$299,000
3 Beds ⋅ 2 Baths ⋅ 1012587 MLS
Welcome to your delightful townhouse, it offers a cozy and comfortable living space, perfect for those seeking a tranquil coastal retreat. Boasting 3 bedrooms and 2 bathrooms, this remodeled home features an inviting interior with a craftsman interior style and a modern kitchen. Home includes new stainless steel appliances, new white shaker cabinets, shiplapped ceilings in living area, LED lighting, HVAC and water heater replaced 2023, and new tiled showers. Enjoy the convenience of living in the emerald beaches, shopping centers, and restaurants. With its ideal location and serene ambiance, this townhouse presents a wonderful opportunity for homeownership or as an investment property. Don't miss your chance to own a piece of paradise in beautiful Destin.

215 Ann Cir Unit UNIT 3, Destin
775 Gulf Shore Dr Unit 9111, Destin
$475,000
2 Beds ⋅ 2 Baths ⋅ 1012502 MLS
Coastal, turnkey, and absolutely a showstopper! Welcome to 9111 Sandpiper Cove, a beautifully furnished 2-bedroom, 2-bath first-floor Beachwalk condo in Destin, Florida, ideally positioned just across from the beach and pool. From the moment you step inside, this condo stands out. Shiplap details throughout, soft coastal colors, thoughtfully selected finishes, and quality coastal furnishings create a polished beach-home feel that is both comfortable and elevated. This isn't your typical rental-style condo--the décor, furniture, and attention to detail give the entire property a cohesive, upscale coastal look. One of the best features is the connection between the indoor and outdoor living spaces. The primary bedroom opens to its own patio, while the living room provides access to a second patio. Just beyond is a charming green space behind the unit, giving owners and guests room to relax outside, visit, enjoy the Florida sunshine, or simply unwind after a day at the beach. The first-floor location makes coming and going easy--especially with beach bags, groceries, children, or luggage--and the Beachwalk location puts you conveniently close to both the beach and pool. Offered furnished and rental ready, this property is an excellent option for a Destin vacation home, second home, or short-term rental investment. Net Rental Income Est. $39k as of 10.3.26

775 Gulf Shore Dr Unit 9111, Destin
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