The Palms Of Destin Homes under $400,000

The Palms Of Destin Homes under $400,000

Welcome to The Palms of Destin, a vibrant and inviting subdivision nestled in the heart of sunny Destin, Florida! Known for its stunning beaches and lively atmosphere, this community perfectly blends comfort and convenience, making it an ideal choice for families, retirees, and anyone seeking a slice of paradise.

One of the most appealing aspects of The Palms of Destin is its diverse range of homes, many of which are available for under $400,000. This makes it an attractive option for first-time homebuyers and those looking for a vacation getaway without breaking the bank. Whether you’re searching for a cozy townhouse or a spacious single-family home, you’ll find a variety of options that cater to different lifestyles and budgets.

The Palms of Destin is not just about affordability; it also boasts a wealth of amenities that enhance the living experience. Residents can enjoy lush landscaping, sparkling pools, and well-maintained common areas, all designed to create a welcoming environment. Plus, with the beautiful beaches just a short drive away, you can soak up the sun or partake in various water activities whenever you desire.

With its prime location in Okaloosa County, The Palms of Destin offers easy access to local attractions, shopping, dining, and entertainment. Experience the charm of this delightful community, where the Florida lifestyle awaits you. Discover your dream home in The Palms of Destin today, where affordable living meets the beauty of coastal life!

Newest The Palms Of Destin Homes under $400,000

4207 Indian Bayou Trl Unit 2906, Destin
$350,000
2 Beds ⋅ 2 Baths ⋅ 1013444 MLS
Welcome to this stunning 9th floor unit at the Palms of Destin!, this beautifully remodeled condo captures breathtaking views of the Gulf and spectacular sunsets from its private balcony. Turnkey short-term rental ready with all newer appliances and furniture, this unit delivers the perfect combination of luxury, comfort, and resort-style living! Furnished to perfection in a contemporary coastal style, this unit would also make for a great, hassle free 2nd home. Offered fully furnished and rental-ready with established rental history. The Palms of Destin is a resort destination all its own. At the heart of this tropical paradise is an impressive 11,000 sq. ft. lagoon-style swimming pool featuring waterfalls & bridges throughout a lush 2-acre oasis. Additional aquatic amenities include a hot tub, heated children's pool, and interactive splash fountain. The surrounding lounge areas invite relaxation with refreshments from the on-site restaurant, bar, and coffee house! don't miss out on this little slice of paradise.

4207 Indian Bayou Trl Unit 2906, Destin
4203 Indian Bayou Trl Unit 1113, Destin
$330,000
2 Beds ⋅ 2 Baths ⋅ 1012101 MLS
Enjoy this first floor fully furnished turnkey condo that overlooks a lush 2-acre oasis including a 11,000 sqft. lagoon pool with waterfalls and over 100 Palms trees. Within those palm trees is the lagoon pool, large hot tub, a second seasonally heated pool, a children's splash pad and vast pool deck. This condo location removes the worry of children on the balcony and competing for the elevator during high resort occupancy. The quarterly HOA payment includes all utilities, The Palms of Destin features an expansive 11,000-square-foot lagoon pool with a waterfall and spa, a children's pool, playground, and splash pad for endless family fun. Enjoy access to lighted Tennis and basketball courts, a state-of-the-art fitness center, and seasonal shuttle service to the beach. Additional amenities include covered, protected parking, an office center, and reception desk for your convenience. Association fees cover all utilities, including electricity, water, cable, internet, and local phone service, making ownership hassle-free.

4203 Indian Bayou Trl Unit 1113, Destin
4207 Indian Bayou Trl Unit 2214, Destin
$325,000
2 Beds ⋅ 2 Baths ⋅ 1011966 MLS
Remodeled and meticulously maintained, this lower-level 2nd-floor condo at The Palms of Destin is a true rental gem with upgrades throughout and a proven rental history! The unit has been thoughtfully refreshed with new flooring throughout, fresh paint, an upgraded kitchen with quartz countertops, cabinetry and hardware, stainless-steel appliances, newer HVAC (2022) , hot water heater (2022), full-size washer/dryer, updated bathroom vanity tops and lighting, ceiling fans, and new TVs. Coastal furnishings and décor complement the relaxed Florida lifestyle, while both the living room and primary bedroom offer direct access to the spacious balcony overlooking the beautifully landscaped tropical grounds, creating a peaceful and private setting for owners and guests. The condo has generated impressive gross rental income, including $45,249 in 2021, $47,388 in 2022, $45,389 in 2023 and $30,316 in 2024-totaling almost $200k over the previous 5 years! The owner chose to occupy the property as their personal residence in 2025 and 2026, so there was no rental income during those years. Enjoy The Palms of Destin's impressive 5-star resort amenities, including the expansive lagoon-style pool with waterfalls, heated pool, kiddie pool and splash pad, hot tub, state-of-the-art fitness center, indoor and outdoor pickleball, tennis, basketball, onsite restaurant and bar, coffee shop, covered parking, 24-hour security, EV charging stations and more. HOA amenities also include all utilities, including electricity. Ideally located just minutes from Destin's world-famous beaches, this turnkey condo is an excellent opportunity for a vacation home, primary residence or income-producing investment. Schedule your showing today!

4207 Indian Bayou Trl Unit 2214, Destin
4207 Indian Bayou Trl Unit UNIT 2401, Destin
$350,000
2 Beds ⋅ 2 Baths ⋅ 1011161 MLS
Welcome to The Palms of Destin, one of the Emerald Coast's most desirable resort communities, offering incredible amenities, a welcoming atmosphere, and a prime location just moments from the beautiful white-sand beaches and emerald waters of Destin. This fully furnished 4th-floor corner unit features 2 bedrooms, 2 bathrooms, and 1,175 square feet of comfortable living space. With two private balconies, this spacious unit offers the perfect place to relax and enjoy the coastal lifestyle. The unit has been thoughtfully updated and includes upgraded flooring, a newer refrigerator, garbage disposal, microwave, and dishwasher. Additional major improvements include a new HVAC system in 2022, washer and dryer in 2024, and a water heater replaced in 2024. The guest bathroom has also been beautifully remodeled and features a full walk-in shower conversion. The Palms of Destin is known for its impressive resort-style amenities designed for all ages. Enjoy the spectacular lagoon-style pool, heated pool, hot tub, splash pad, and dedicated children's pool. The community also offers full-size tennis courts, pickleball courts, a basketball court, and a children's playground. Residents and guests can also enjoy an onsite bistro offering great food, drinks, and entertainment, as well as a coffee shop and numerous additional conveniences. Resort amenities two levels of covered parking, 24-hour onsite security, seasonal beach shuttle service, a large fitness center, and so much more. Whether you are looking for a vacation getaway, investment property, or your own piece of paradise along the Emerald Coast, this beautifully updated corner unit at The Palms of Destin offers an exceptional opportunity to enjoy the very best of the Destin lifestyle.

4207 Indian Bayou Trl Unit UNIT 2401, Destin
4207 Indian Bayou Trl Unit UNIT 2104, Destin
$310,000
2 Beds ⋅ 2 Baths ⋅ 1011049 MLS
**OWNER FINANCING AVAILABLE! **Welcome to Unit 2104 at The Palms of Destin, where coastal living meets an impressive resort-style amenity package. This beautifully maintained condo offers the perfect opportunity for a primary residence, second home, or vacation rental investment, all just minutes from Destin's sugar-white beaches and emerald-green waters. The Palms of Destin offers an exceptional collection of amenities designed for both owners and guests. Enjoy covered free parking, owner-only parking, 24-hour onsite security, an onsite restaurant and bar, coffee shop, front desk for convenient check-in, business center, mailboxes, ice vending, electric vehicle charging, and an onsite CAM. The resort features a large lagoon-style pool, year-round heated pool, hot tub, kiddie splash pad and children's pool, creating plenty of options for relaxing and enjoying the Florida sunshine. For those who love staying active, the amenities continue with tennis courts, outdoor pickleball, half-court basketball, an indoor pickleball court, and a 24-hour fitness center. There are also charcoal grills throughout the property for outdoor entertaining. Dog owners will appreciate the owner-only dog parks, along with a public dog park located directly across the street. Location is another major highlight. June White Decker Park and its free public beach access are approximately 0.4 miles away--a roughly 10-minute walk with a pedestrian crosswalk--or easily accessible by car with free parking. Morgan Sports Center is also within walking distance and offers disc golf and a large, brand-new playground. In addition, eight pickleball courts are located just one block from The Palms. Whether you're looking for a personal beach getaway, income-producing vacation property, or investment on the Emerald Coast, Unit 2104 offers the convenience, amenities, and location buyers are looking for. Experience everything Destin has to offer while enjoying the extensive amenities and resort lifestyle at The Palms of Destin.

4207 Indian Bayou Trl Unit UNIT 2104, Destin
4207 Indian Bayou Trl Unit 2103, Destin
$339,000
2 Beds ⋅ 2 Baths ⋅ 1010720 MLS
Turnkey Coastal Luxury at The Palms of Destin! Experience effortless resort living in this sought-after ground-floor residence at The Palms of Destin, beautifully updated, stylishly decorated and offered fully turnkey for rental.This inviting coastal retreat features a completely updated kitchen with new cabinetry, quartz countertops, and stainless steel appliances, along with updated bathrooms, modern lighting, fresh paint, and beautiful décor throughout. Outside your door, immerse yourself in the tropical resort atmosphere of The Palms, featuring Destin's largest lagoon-style pool, surrounded by swaying palms and lush landscaping. Unwind at the on-site spa, enjoy the resort amenities, or enjoy the world-famous sugar-white beaches of Destin. With its beautiful décor, extensive updates, turnkey furnishings, desirable ground-floor location, resort amenities, and close proximity to the beach, this is more than a vacation home; it's a ready-to-enjoy Destin lifestyle and an attractive investment opportunity. An added value is the HOA fee includes electricity, providing an exceptional benefit for both owners and rental investors and helping simplify ownership expenses.Just bring your suitcase, this coastal retreat is ready for you.

4207 Indian Bayou Trl Unit 2103, Destin
4203 Indian Bayou Trl Unit 1908, Destin
$319,000
2 Beds ⋅ 2 Baths ⋅ 1010185 MLS
Discover the beauty and luxury of this gorgeous ninth-floor, two bedroom, two bath condo in the heart of Destin. Boasting breathtaking Gulf and Bay views, this unit offers the perfect combination of comfort and resort-style living. The Palms of Destin features an expansive 11,000-square-foot lagoon pool with a waterfall and spa, a children's pool, playground, and splash pad for endless family fun. Enjoy access to lighted Tennis and basketball courts, a state-of-the-art fitness center, and seasonal shuttle service to the beach. Additional amenities include covered, protected parking, an office center, and reception desk for your convenience. Association fees cover all utilities, including electricity, water, cable, internet, and local phone service, making ownership hassle-free. This property allows short-term rentals, making it an incredible investment opportunity or the perfect full-time home. Don't miss this rare chance to own a slice of paradise in Destin! schedule showing today- this unit won't last long!

4203 Indian Bayou Trl Unit 1908, Destin
4203 Indian Bayou Trl Unit 1301, Destin
$375,000
1 Beds ⋅ 2 Baths ⋅ 1006249 MLS
The Palms of Destin delivers the ultimate blend of comfort, convenience, and coastal lifestyle. This beautifully positioned residence offers sweeping views and effortless access to the vibrant energy that makes Destin one of the Gulf Coast's most desirable destinations. Life at The Palms is all about resort-style living. Owners and guests enjoy a spectacular 11,000-square-foot lagoon pool with waterfalls, bridges, and tropical landscaping, creating a true vacation atmosphere just steps from your door. Lounge poolside with a drink, relax in the spa, or spend the afternoon at the expansive sun deck soaking up the Florida sunshine. For those who love an active lifestyle, the community features a state-of-the-art fitness center, tennis and basketball courts, and walking paths, making it easy to stay energized year-round. On-site dining and coffee options provide convenience, while the resort's shuttle service to Destin's world-famous white-sand beaches means the Gulf is always just minutes away. Beyond the gates, you're perfectly positioned in the heart of Destin--moments from championship golf, boating, deep-sea fishing, and the upscale shopping and dining of Destin Commons and HarborWalk Village. Whether you're searching for a personal coastal retreat, a second home, or an investment property with strong rental appeal, Unit 1301 at The Palms of Destin offers the resort lifestyle buyers dream about on the Emerald Coast.

4203 Indian Bayou Trl Unit 1301, Destin
4207 Indian Bayou Trl Unit 2603, Destin
$320,000
2 Beds ⋅ 2 Baths ⋅ 1006188 MLS
$20K-$30K Gross Rental Income. HOA Covers ALL Utilities. Gulf Views. Turnkey. Done. Welcome to Unit 2603 at The Palms of Destin, a 6th-floor, Gulf-view, short-term rental approved condo that is already set up to earn. This is not a 'potential' investment. The HOA covering electricity, water, cable TV, and high-speed Wi-Fi, your ownership costs are predictable from day one. This Junior 2-Bedroom, 2-Bathroom condo offers 970 sq. ft. of updated, coastal-inspired living space and sleeps up to 6 guests, a king bed in the master suite, a queen bed in the guest room, and a full queen sleeper sofa in the living area. Both bathrooms are full-size. The open-concept kitchen, breakfast bar, and living/dining area flow seamlessly to your private Gulf-and-lagoon-view balcony, the feature guests screenshot and share before they even check in. Inside, you'll find updated flooring, fresh contemporary coastal furnishings, multiple flat-screen smart TVs, and a full-size in-unit washer and dryer, the amenity that earns 5-star reviews and repeat bookings from families and couples alike. The unit is fully furnished and turnkey. No additional investment required to start generating income. The resort amenities are a category of their own: Destin's largest lagoon pool, 11,000 sq. ft., 259,000 gallons, zero-entry design with 5 dancing waterfalls, walking bridges, and a sprawling lounge deck 21,000-gallon heated pool, children's splash pad, and whirlpool hot tub 2,265 sq. ft. state-of-the-art fitness center Two lighted tennis courts, full basketball courts, indoor pickleball court On-site Bistro Bar & Restaurant, coffee shop, and sports lounge Complimentary seasonal beach shuttle to public Gulf beach access Gated children's playground, BBQ & picnic areas Secured covered parking garage, elevator access, 24/7 security patrol EV charger on property Location is everything. You are steps from Joe's Crab Shack, Bubba Gump Shrimp, The Back Porch, Ruth's Chris Steak House, and Fudpuckers. Destin Commons (75+ shops, AMC Theater, Bass Pro Shop) and HarborWalk Village are minutes away by car. Henderson Beach State Park, 6,000 feet of pristine Gulf-front beach, is a 14-minute walk from your front door. Investment Highlights:  Short-Term Rental Approved, resort STR permitted, Okaloosa County  HOA Covers: Electricity | Water | Cable TV | High-Speed Wi-Fi | Amenities  Fully furnished and turnkey, income-ready from Day 1  6th Floor, Gulf views + lagoon pool views from private balcony  Sleeps 6, highest-demand guest configuration for families and groups  In-unit W/D, top-ranked amenity by guest review data  Year-round demand: peak summer + strong snowbird/winter market (Nov-Feb)  Built 2007 | 970 sq. ft. | 2BR / 2BA | Unit 2603 | 4201 Indian Bayou Trail Whether you're an investor looking for a proven Emerald Coast cash-flow vehicle, a 1031 exchange buyer deploying capital into a tax-advantaged beach asset, or a family ready to stop renting someone else's beach memories and start owning your own, Unit 2603 checks every box. Ready to run the numbers, schedule a showing, or review the rental performance history? Make your appointment for an exclusive tour today.

4207 Indian Bayou Trl Unit 2603, Destin
4203 Indian Bayou Trl Unit 1509, Destin
$365,000
2 Beds ⋅ 2 Baths ⋅ 1005689 MLS
Don't Miss this Guest Favorite, it is a Rental Gem, Improved Price for a Better ROI: With an impressive rental history, $49,269 in booking in 2025. And already looking to exceed that at $48,252 as of 9/3/26. This 5 star resort offers a Unique Lagoon Pool and tropical resort balcony view, with beach vibes. Enjoy Five-Star Amenities at The Palms of Destin Resort! This beautifully upgraded 2-bedroom, 2-bathroom Jr Suite condo is perfectly situated in the heart of Destin. A quick walk to the beach for sunsets. Combining charming beach decor with tons of upgrades. This home has been well loved and cared for. Step inside to find a fresh white palate with coastal accents, new furnishings and thoughtful decor. As you flow through the condo you will find it has all the comforts of home with a fully stocked kitchen, with upgraded kitchen and granite counter top. Unit 1509 comes fully Furnished, with all that you and your guests will come to love and adore to make the most of your beach retreat. 2 New sofas just delivered. Stepping out from the living room sliding glass doors, you will enjoy your own private balcony to sit back and take it all in. The unique view will capture your attention, with the lively pool deck, overlooking the Resort's Lagoon pool and tropical landscapes. Entering back inside: from two locations, you can access the Primary Bedroom with on suite bathroom and garden tub, black out curtains to sleep in and experience your vacation escape. The Jr bunk room has custom twin over full bed, It's own bathroom with walk in shower, and Full Laundry. If youre looking for the perfect Short Yerm Rental Set up: this property comes fully stocked, and furnished, with a book of business to hit the ground running! This is the perfect Choice.

4203 Indian Bayou Trl Unit 1509, Destin
4203 Indian Bayou Trail, Unit 11004, Destin
$320,000
2 Beds ⋅ 2 Baths ⋅ 1005298 MLS
Welcome to your coastal retreat! This beautifully updated 10th-floor unit offers stunning views of the Gulf and Destin skyline. Enjoy colorful sunrises, coastal breezes, and resort-style living from your private balcony. Inside, you'll find updated flooring, a renovated bathroom, and thoughtful upgrades throughout. The open-concept design creates an inviting atmosphere, perfect for entertaining friends and family. The spacious balcony is ideal for morning coffee or evening cocktails while taking in the views. Resort amenities are right at your fingertips, including the expansive lagoon pool with cascading waterfall, hot tub, splash pad, tennis courts, fitness center, on-site dining, and beach shuttle service.

4203 Indian Bayou Trail, Unit 11004, Destin
4203 Indian Bayou Trl Unit 1903, Destin
$339,750
2 Beds ⋅ 2 Baths ⋅ 1004386 MLS
Wake up to Gulf breezes and resort living every single day. Perched on the 9th floor of one of Destin's most sought-after communities, this beautifully updated 2-bedroom, 2-bathroom turnkey condo at The Palms of Destin offers breathtaking views of the lagoon-style pool, cascading waterfalls, and a stunning peek of the Gulf of Mexico. Whether you are searching for a personal coastal retreat, a vacation home, or a short-term rental investment with tremendous income potential, this property is primed and ready to deliver. Step inside and you will immediately notice the attention to detail throughout. Fresh interior paint, luxury vinyl plank flooring, and elegant white quartz countertops create a bright, modern coastal atmosphere that appeals to buyers and guests alike. The open-concept floor plan connects the kitchen, dining, and living areas seamlessly, making the space feel both expansive and welcoming. The kitchen features sleek black appliances, ample cabinet storage, and a breakfast bar ideal for casual mornings or entertaining. Both private balconies invite you to soak in the tropical resort atmosphere and gentle Gulf breezes that make Destin living so special. The primary suite offers its own balcony access and an en-suite bath, providing a peaceful escape at the end of every day. The second bedroom has been thoughtfully designed with custom barn doors and built-in bunk beds, maximizing both functionality and rental occupancy potential. Residents and guests enjoy access to an exceptional array of resort amenities that truly set this community apart, including three pools featuring a heated pool, a lagoon-style pool with cascading waterfalls, and a kiddie pool, along with a hot tub, fitness center, basketball courts, indoor and outdoor pickleball courts, tennis courts, a children's playground, and a barbecue grilling area. Beach lovers will appreciate the easy access to Destin's sugar-white sand beaches just across the street, with a complimentary resort shuttle to take you there and back. Nestled close to premier dining, shopping, and entertainment, this location is simply unmatched on the Emerald Coast. Do not miss your opportunity to own a piece of paradise. Schedule your private showing today and experience the Destin lifestyle for yourself.

4203 Indian Bayou Trl Unit 1903, Destin
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